Is there an excess applicable?

In the event of a claim, the following excesses are applicable:
Theft & Accidental Damage: £100
Liability: £100
Emergency Private Medical: £50
Rental Reimbursement: £50
Transport Reimbursement: £20

Will you cover me whilst travelling overseas with my bike?

We give you the option to choose Worldwide cover protection, which extends your policy benefits to give you the flexibility to travel all over the world with your bicycle up to 90 days per 12 month policy period. Just know, where liability has been selected this is excluded in the USA, Canada and Australia.

Is my bike covered whilst racing?

Yes, racing comes as standard with our bicycle insurance policy and can be extended to give you the flexibility to race all over the world with your bicycle.

How much should I insure my bike for?

For bicycles less than three years of age we suggest listing at the recommended retail price.
For bicycles older than three years from date of purchase we recommend listing them at their market value, the price usually paid for a bicycle of the same age type and condition as yours.

Can I insure multiple bikes?

Yes, absolutely. As you add more bikes to the online quote process, you will see the rates quoted will automatically be discounted.

What happens if I sell my insured bicycle and get a new one?

We all love new bikes! Just give the team a call to update your bike details and cover will take effect immediately. Just know, if your bike value changes or if you decide to add on any new accessories, there may be a slight change to your premium but we will inform you of this.

What is Hospital Cash cover?

If you’re involved in an accident whilst riding your bike which results in you being admitted to hospital, we will give you a daily cash allowance when your stay exceeds 24 hours.