Designed to take on the harshest of terrains in the most challenging conditions, mountain bikes are used by thrill-seekers looking to push their rides to the edge. Get maximum enjoyment from your adventures, with the peace of mind that you and your MTB are protected against accidental damage or theft, with mountain bike insurance from Chain Reaction.
Why choose our insurance for your
If your mountain bike gets stolen whilst out and about or at home, our MTB insurance will cover the full cost of your bike, as well as any additional parts or accessories also listed on the policy.
When taking on challenging off-road terrains, accidental damage is sometimes unavoidable. With our mountain bike insurance cover, you can ride with more confidence, knowing that any accidental damage to your MTB will be covered by your policy.
In the event of a mechanical breakdown, don鈥檛 be left stranded. Stay safe and jump in a taxi on us. We鈥檝e got you covered up to 拢150.
Enjoy the ride wherever it takes you with MTB insurance that covers your bike against damage or loss by transit, airline or courier. If you鈥檙e travelling abroad, we have a worldwide cover option.
We won't make you suffer the theft of your beloved mountain bike for longer than you need to. With our new for old benefit, we'll replace your MTB with a brand new ride, or pay what it would have cost to replace.
If you鈥檙e a keen cyclist with multiple bikes, we鈥檒l offer you great savings on each additional bike you choose to insure with our multi-bike discount.
Our team knows mountain bikes and provides customer service as fast as they ride. Get in touch by phone, email, or live chat to talk bikes (and insurance).
We鈥檙e super flexible. Whether you choose to pay monthly or annually, it makes no difference - we won鈥檛 charge you any extra.
Do I need accident and public liability cover?
Getting MTB insurance is essential to protect your mountain bike, but what about protection for yourself if you accidentally cause damage to another mountain bike or injure a rider. Our rider insurance is designed with the needs of cyclists in mind, covering you for personal liability and injury, so you can enjoy your next ride knowing you鈥檙e protected.
How our policies cover your MTB
Here鈥檚 what鈥檚 included in each of our insurance products.