A road bike is your prized possession, whether you’re going to work or are on a leisurely cycle at the weekend. You take care of your road bike in order to get from point A to point B but who takes care of you and your bike in the unfortunate event of an accident or theft? With road bike insurance from Chain Reaction Cycles, cycle with ease knowing you’re covered for the unexpected when you’re on the road.

Get your road bike insurance quote

Why choose road bike insurance?




Do I need rider insurance?

Road bike accidents can happen if cyclists aren’t given enough space on the road and can sometimes cause serious injury, so it’s important not to forget about insuring yourself, the rider. Offering you protection in the event of a collision, our rider insurance covers you for third party liability and personal accident, giving you that extra peace of mind while you’re out on the road.

How our policies cover your road bike

Here’s what’s included in each of our insurance products.

 
Rider Insurance
Bicycle & E-bike Insurance
E-bike Insurance
Theft
no
yes
yes
Malicious damage
no
yes
yes
Accidental damage
no
yes
yes
Damage in transit
no
yes
yes
Racing coverage
yes
yes
yes
Multiple bike discount
no
yes
yes
No penalty for claims
yes
yes
yes
New for old for 3 years
no
yes
yes
0% Interest monthly payments
yes
yes
yes
Triathlon transition
no
yes
yes
Rental reimbursement
no
Optional
Optional
Transport reimbursement
yes
Optional
Optional
Listed Accessories
no
Optional
Optional
Listed cycling apparel
no
Optional
Optional
Worldwide coverage
yes
Optional
Optional
Public Liability
yes
no
no
Emergency private medical
yes
no
no
Hospital cash
yes
no
no
Personal accident
yes
no
no
E-bike battery cover
no
E-bike only
yes

comparison table