We’ll even protect your e-bike battery
Enjoy care-free riding with quality e-bike cover that includes the benefits of bicycle insurance with essential battery cover. Our customisable policies let you tailor the cover to your needs, so you choose the features best suited to you and your ride.
You’ll have the option to choose from a range of our policy features - so design a policy that’s perfect for you.
Let’s face it. An e-bike without a battery is a lot of work. In the event of theft or damage, we’ll lead the charge, so your pocket doesn’t.
Replacing your e-bike if it gets stolen can be costly. Our electric bike insurance covers the cost of a replacement if your bike is stolen while you’re at home, away or even abroad. We’ll even cover the cost of any insured parts or accessories.
When pushing your cycling adventures to the next level, accidents can happen. If you accidentally damage your e-bike, we’ll pay for a repair, so you can rest assured and get the maximum enjoyment from your cycles.
If you’re anything like us, taking your bike with you on your travels is a must, whether this be in the UK or abroad. Our e-bike insurance has a worldwide cover option, giving you all the benefits of bike insurance wherever your next adventure takes you.
Not limited to leisure, our e-bike insurance covers your bike for theft, accidental and crash damage while competing, letting you focus purely on beating your best time.
Transporting your e-bike doesn’t need to be stressful. Rest assured knowing we’ll cover the costs if your bike is lost or damaged in transit by courier or airline.
Unexpected trips to the hospital can happen, but our insurance makes it that bit easier with our Hospital Cash benefit.
It's important to protect your bike, but it’s just as essential to have cover as the rider. With third party liability cover, if you accidentally damage property or injure a rider, we’ll pay up to £2,000,000 so you don’t have to pay out of pocket.
Get peace of mind on your next ride with our personal accident cover. If you sustain a serious injury whilst out on your e-bike, we’ll pay out up to £10,000 to you and your family to help with any additional costs.
Bicycle Rental Reimbursement
You don’t have to miss out on new trails or routes for long with our rental reimbursement cover. If you’re without a ride after your bike was stolen or damaged, we’ll reimburse you the cost of a rental so you can quickly get back on the saddle.
Don’t cycle without your trusted cycling gadgets. You can choose any accessories you want insured and we’ll cover the cost if they’re damaged or stolen along with your bike.
New for Old
Brand new e-bike? Without tempting fate, should you need to make a claim, we'll give you a polished new one or pay you what it would have cost to replace your bike as new.
It’s easy to misplace your kit in triathlons. If your bike or insured accessories are stolen, we’ll quickly pay for the replacements so you can get back to competing.
Unfortunately, not all bike damage is accidental. If someone damages your bike purposefully or due to attempted theft, we’ll cover the cost of the repairs.
We’ve got your back. If your battery is suddenly damaged and you have a breakdown, we’ll cover the cost of transport up to £150 so you can get home safely.
Like us, many cyclists invest a lot of time into tailoring their rides. If you choose to insure custom bike parts with us, you don’t have to fret about replacing them if they get damaged or the bike gets stolen.
Additional Bike Discount
Don’t restrict yourself to only protecting one ride. Enjoy great savings for every additional bike you choose to insure.
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Our insurance products
Complete peace of mind for less than £3 per month
A complete package to protect you as the rider + we’ll even give you cash if you have to pay a visit to the hospital.
Customised, awesome protection starting as low as £2.89 per month
Great coverages as standard + you can select optional coverages to suit your ride.
We’ll even protect your e-bike battery
Complete coverage for your e-bike whilst at home and away from home, so that you can do what you love with absolute peace of mind.
Why Chain Reaction Insurance leads the field
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Cyclists by nature, we’re dedicated to providing you cover that has your back whatever the ride.
Our flexible policies allow you to customise the cover to your needs, with no additional payment if you choose to pay monthly.
Chain Reaction is a global insurance provider, offering reliable cycle insurance in the UK and USA. Trusted by riders worldwide, get peace of mind on your next ride with Chain Reaction insurance.