Our insurance products

Rider Insurance

Complete peace of mind for less than £3 per month

A complete package to protect you as the rider + we’ll even give you cash if you have to pay a visit to the hospital.

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Bicycle Insurance

Customised, awesome protection starting as low as £2.89 per month

Great coverages as standard + you can select optional coverages to suit your ride.

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E-bike Insurance

We’ll even protect your e-bike battery

Complete coverage for your e-bike whilst at home and away from home, so that you can do what you love with absolute peace of mind

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Why Chain Reaction Cycles Insurance leads the field

Powered by the experts

We are cyclists, we are enthusiasts, we are the specialists - it runs through our veins, cycling is in our blood.

Unbeatable value

You won't find the same coverage for less + specially crafted policies designed to give you the ultimate flexibility in choosing a cover to suit your ride.

Global insurer

With the launch of our cycle insurance in the USA in 2017 and the UK in 2018, we are excited to continue the ride on our mission to deliver the best customer experience and value for money product in the world. A product more superior than any other.

We’ve made it easy for you to compare

Many home and contents policies won’t cover your bicycle for theft or damage away from home or whilst racing. Chain Reaction Cycles Insurance provides a policy that was designed to give cyclists the specialised cover they need. Plus, we won’t increase your premium if you make a claim.

 
Home and Contents
Crash damage
yes
no
Liability
yes
no
Damage in transit
yes
no
Racing coverage
yes
no
Accidental damage
yes
Not likely
Worldwide coverage
yes
Not likely

Our insurance coverages

Our policy features have been designed to keep you in the saddle and your wheels spinning.

About us

On an epic ride since 1984. We're now on a mission to make your insurance ride smooth and awesome.

Our story

We started up in 1984 and we’ve been on an epic ride ever since. From our beginnings as a small bike shop to launching insurance in 2017 we’ve pedalled hard to deliver an exceptional experience for our community and customers. We owe a huge thanks to our community of riders for joining us on this awesome journey, and we hope that you’ll continue to be a part of our story.

Bikes we protect

Chain Reaction Cycle Insurance offers protection for every type of ride.

More from us

Get a great deal on protection, feed your Strava habit and view the latest gear and reviews on The Hub

Extra protection

Extra protection

MTB, Road and Tri Protection To make things a little less painful, we sell all the top brands at the best deals in the World View protection

Strava Club

Follow us on Strava

The Hub

The Hub

Bike Insurance buying guide Why do I even need bicycle Insurance? Confused? So were we, that's why created our own policy. Read more