Policy Information

For policies incepted on or after 1 November 2026 (Collinson Insurance):

Use the following link to view our Policy wording.

For policies incepted prior to 1 November 2026 (Red Sands Insurance):

Use the following link to view our Policy wording.

For policies incepted on or after 1 November 2026 (Collinson Insurance):

Use the following link to view our Terms of business.

For policies incepted prior to 1 November 2026 (Red Sands Insurance):

Use the following link to view our Terms of business.

For policies incepted on or after 1 November 2026 (Collinson Insurance):

Use the following links to view:
Bicycle and Optional Benefits
Cyclist and Optional Benefit.
Cyclist, Bicycle and Optional Benefits.

For policies incepted prior to 1 November 2026 (Red Sands Insurance):

Use the following links to view:
Bicycle and Optional Benefits
Cyclist and Optional Benefit.
Cyclist, Bicycle and Optional Benefits.

For policies incepted on or after 1 November 2026 (Collinson Insurance):

Use the following link to view our Security conditions.

Consumer disclosure

It is important to us that our bicycle and rider insurance is right for you. To be eligible for Chain Reaction insurance program, you must be a UK resident aged 18 years and older. To help us swiftly process any claim you may need to make, you must ensure that all the details you provide are accurate and to the best of your knowledge.

Who are our underwriters?

Policies incepted on or after 1 November 2026 are underwritten by Collinson Insurance (a trading name of Astrenska Insurance Limited).

Policies incepted prior to 1 November 2026 are underwritten by Red Sands Insurance Company (Europe) Ltd.

For policies incepted on or after 1 November 2026 (Collinson Insurance):

Use the following link to view our Privacy statement.

For policies incepted prior to 1 November 2026 (Red Sands Insurance):

Use the following link to view our Privacy statement.

Use the following link to view our Cookie policy.