Who is Gator Bikesure?

Chain Reaction Cycles Insurance is arranged by Gator Bikesure Ltd and underwritten by Red Sands Insurance Company (Europe) Ltd. Wiggle Ltd is an appointed representative of Correlation Risk Partners Ltd, FCA number 439351.

How do I make a claim?

You can make a claim by contacting the Administrator on (+44) 800 368 8442, online or by email contact@insurance-uk.chainreactioncycles.com. This must be done within 30 days of a claimable event.

How much coverage do I need?

Each bike rider’s needs are unique and each bike is different. It is important that you consider your situation and needs carefully. We have all kinds of coverage options for both rider and bike to choose from. Please drop us a line if you have any questions.

Is my bike covered under my home and contents insurance?

Each policy is different, but as a general rule, coverage for bicycles on home and contents policies are very limited. Plus, if you damage your bicycle whilst out riding (especially if you’re racing), you’re not likely to be covered.