Here's where the important insurance stuff lives

Click on a topic below to view Chain Reaction insurance's policy documents. You can print, save or simply view them.
Policy wording

Use the following link to view our Policy wording.

Terms of business

Use the following link to view our Terms of business.

Insurance Product Information Documents

Use the following links to view:
Bicycle and Optional Benefits
Cyclist and Optional Benefit.
Cyclist, Bicycle and Optional Benefits.

Consumer disclosure

Consumer disclosure

It is important to us that our bicycle and rider insurance is right for you. To be eligible for Chain Reaction insurance program, you must be a UK resident aged 18 years and older. To help us swiftly process any claim you may need to make, you must ensure that all the details you provide are accurate and to the best of your knowledge.

Our insurance partners

Who are our underwriters?

The Chain Reaction insurance program is underwritten and issued by Red Sands Insurance Company (Europe) Ltd.

Privacy statement

Use the following link to view our Privacy statement.

Cookie policy

Use the following link to view our Cookie policy.

Have a question about bicycle insurance?

We're always happy to answer any questions you have. Call or drop us an email:

0800 368 8442 contact@insurance-uk.chainreactioncycles.com

Our insurance products

Rider Insurance

Cyclist cover for less than £3 per month

Designed to protect you, the rider, get third party liability and personal accident cover.

Get a quote

Bicycle Insurance

Flexible bike protection whatever your ride starting as low as £2.89 per month

Accidental damage, theft and new for old replacement cover for all rides, with optional extras to customise the policy to your needs.

Get a quote

E-bike Insurance

The benefits of bike insurance + that all-important battery cover

Complete coverage for your e-bike whilst at home and away, so you can do what you love with absolute peace of mind.

Get a quote