Find fast answers to our most frequently asked questions
- How much coverage do I need?
Each bike rider’s needs are unique and each bike is different. It is important that you consider your situation and needs carefully. We have all kinds of coverage options for both rider and bike to choose from. Please drop us a line if you have any questions.Continue reading →
- Is my bike covered under my home and contents insurance?
Each policy is different, but as a general rule, coverage for bicycles on home and contents policies are very limited. Plus, if you damage your bicycle whilst out riding (especially if you’re racing), you’re not likely to be covered.Continue reading →
- I live in London, will I be paying extra to insure my bicycle?
We don’t charge a postcode premium, so regardless of where you live, we won’t charge you any extra.Continue reading →
- Do you cover batteries?
Absolutely. This comes as standard with our e-bike policy, which includes when they are damaged in an accident or as a result of loss due to an approved theft claim.Continue reading →
- Can I store my bike in a wooden shed?
You can store your bicycle in a wooden shed, provided you secure your bicycle therein using an approved lock to an immovable object. Please note, the wooden shed must be privately accessible to you, securely locked and your shed will need to be located within the boundaries of your primary residence.Continue reading →
- Can I keep my bike in a garage?
Yes, provided the garage is privately accessed, fully enclosed, built of brick, concrete or stone and roofed with slate, tiles or multi layered roof; attached to or within the boundaries of your private house. Any doors must be fitted with a with at least five levers mortice deadlock, conforming to British Standard (BS 3621).Continue reading →
- I purchased my bike on finance, can i get insurance?
Yes. We would just ask for a copy of the original financial agreement and may request evidence of your payments.Continue reading →
Our insurance products
Cyclist cover for less than £3 per month
Designed to protect you, the rider, get third party liability and personal accident cover.
Flexible bike protection whatever your ride starting as low as £2.89 per month
Accidental damage, theft and new for old replacement cover for all rides, with optional extras to customise the policy to your needs.
The benefits of bike insurance + that all-important battery cover
Complete coverage for your e-bike whilst at home and away, so you can do what you love with absolute peace of mind.